If you’re a current U.S. Bank client but have a FICO Score of 680 or above, a personal line of credit could be right for you.
Use your personal line of credit up to $25,0001 for ongoing access to available funds or if you don’t know the full cost of a project. You’ll only pay interest on the money you borrow, making it a great funding option for whatever life throws your way.
What are the pros and cons of a personal line of credit?
A personal line of credit can be a flexible way to help you reach your goals – especially if you aren’t sure exactly when you might need the money. But they generally require that you have good credit.